Overview of the Accreditation Ceremony
On 18 June 2025 the University of Malta hosted a ceremony at HSBC Hall in Qormi to honour 19 teachers who have successfully completed a newly designed micro‑credential in Financial Capability and Entrepreneurship. The event was presided over by Professor David Mifsud, Director of the Centre for the Liberal Arts and Sciences (CLAS), and included representatives from the Ministry of Education, the HSBC Malta Foundation, and the Centre for Excellence in Financial Capability and Entrepreneurship.
What is the Micro‑Credential?
The LAS1100 programme, offered for the first time during the 2024/25 academic year, is a stand‑alone micro‑credential that equips educators with practical tools to embed financial education across their classrooms. It covers:
- Fundamentals of personal finance and budgeting
- Entrepreneurial thinking and project‑based learning
- Strategies for cross‑curricular integration (math, ICT, ethics, business studies, PE, and primary education)
- Assessment and evaluation techniques for financial literacy outcomes
Upon completion, participants receive a certificate from CLAS that can be added to their professional portfolio or used to enhance their teaching credentials.
Why Focus on Financial Capability?
In Malta, as in many economies, young people face complex financial decisions early. By equipping teachers with the knowledge and resources to address these topics, the University is extending its commitment to:
- Reducing youth debt and fostering responsible spending habits.
- Encouraging entrepreneurial curiosity and innovation.
- Creating inclusive learning environments that incorporate real‑world financial challenges.
Cross‑Curricular Integration: Practical Examples
Mathematics
Teachers can turn budgeting projects into algebraic exercises, such as calculating compound interest or analyzing cost‑benefit tables. This reinforces mathematical concepts while keeping them relevant.
ICT
Students can develop simple budgeting apps or use spreadsheets to track expenses. The process involves coding, data analysis, and critical evaluation of digital tools.
Ethics
Class discussions on credit responsibility and investment ethics help students weigh informed decisions against societal values.
Business Studies
Students may create business plans for hypothetical ventures, allocating resources, forecasting profits, and planning marketing strategies.
Physical Education
Teaching the value of maintaining a balanced lifestyle can include allocations of funds for wellness activities, thereby linking health choices to budgeting decisions.
Impact on Schools and Communities
Schools recognised during the ceremony are positioned as leaders in financial education. The initiative links educators, parents, and local businesses to create learning ecosystems that transcend classroom walls. Early adoption leads to:
- Improved student confidence in managing personal finances.
- Greater digital literacy through technology‑driven budgeting tools.
- New partnerships with local enterprises for mentorship and internship opportunities.
Next Steps for Educators Interested in the Micro‑Credential
Those wishing to join the programme can:
- Visit the Centre for the Liberal Arts and Sciences website to review course details.
- Submit an application to the micro‑credential program today and begin the training process.
- Schedule a free consultation to learn how you can integrate financial literacy into your curriculum.
- Explore our related articles for further reading on financial education.
Continued Collaboration and Growth
The partnership between CLAS and the Centre for Excellence in Financial Capability and Entrepreneurship demonstrates a scalable model that other universities and regions can emulate. By sharing best practices and resources, the initiative promotes a broader culture of financial literacy and entrepreneurship across Malta’s educational landscape.
Conclusion
The University of Malta’s recognition of 19 educators marks a significant milestone in embedding financial capability education across schools. By providing a structured, practical micro‑credential, CLAS ensures that financial literacy becomes a core component of teaching strategies. Educators now have a clear pathway to enhancing student outcomes and fostering an environment where future generations can make informed, responsible financial decisions.
Have questions?
Write to us today if you want more information about the programme or how to apply.
Share Your Experiences
Share how you’re integrating financial education in your classroom in the comments below. Your insights can help fellow educators refine their approach and broaden impact.
